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The U-3 is considered the standard for measuring unemployment, but not everyone agrees the metric is a comprehensive picture U.S. unemployment.
The economy grew at a 4.1% pace in the final three months of 2020, slightly faster than first estimated.
Carlyle Group's David Rubenstein told CNBC there might some stock market speculation but the bigger problem for the U.S. economy is high unemployment.
First-time claims for unemployment insurance fell to 730,000 last week, well below the expected 845,000.
Fed Chairman Jerome Powell told the Senate Banking Committee that price pressures remain mostly muted and the economic outlook is still "highly uncertain."
December is usually the slowest month for the housing market, but price gains didn't slow down one bit in 2020.
"We think it's very important to have a big package [that] addresses the pain this has caused," Yellen told CNBC.
First-time filings for jobless claims totaled 861,000 last week, above the Dow Jones estimate of 773,000.
Debt increased 1.4% for the final three months, representing another $206 billion as households took advantage of low interest rates.
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